Retail Business Interruption
Retail business interruption claims must address store-level sales, e-commerce cannibalization or uplift, shrink, and promotional calendars. Outages affecting payment processors or fulfillment centers can create complex overlap between property and cyber coverages.
Common fact patterns
Supply chain delays, ransomware, distribution center fires, and civil authority closures each produce different documentation demands. Omnichannel retailers need models that avoid double-counting web sales that shifted from closed stores.
Methodology snapshot
We align SKU-level margin data where available, otherwise use department-level rollups with sensitivity testing. Inventory loss assessments often run in parallel.
Related services
Business interruption loss analysis, inventory loss assessment, and insurance claim support.